Real Estate Investment

How To Benefit From A Real Estate Investing Book

What information can you get from a good real estate investing book? There are a number of online sites, which can impart you knowledge and tips on how to start make your real estate investments properly. You can also get a number of books, which are essentially on the subject of real estate investing. You can search sites related to books on the net for information on real estate investing books.

If you go for an in-depth analysis of these real estate investing books, you will find that there are a number of chapters covering topics like - how to market your real estate investing business, the secrets of real estate investing, tips & tricks on real estate investing, how to follow business success of tycoon of other fields and how to grow in the real estate business. All these and more are covered as a part of a good real estate investing book.

A number of hidden pitfalls are there that you should avoid for staying in the business. You can get a detailed overview about the dangers, drawbacks and possible ways out. You can also know whether you are ready to step into the business of real estate investing or not. The real estate investing book can give you advice on how to use the books properly so that you get the maximum information out of it.

While on your journey of becoming a successful real estate businessman, you would need a guide who can help you in the right direction. The real estate investing book can be a very good friend in achieving understanding your goals and achieving them. The book would also tell you about the real estate seminars from where you can get hidden benefits.

The real estate investing book also tells you how to set up your own multi billion-dollar empire based on real estate. Some online sites offer you a number of courses, both online as well as normal. You can start your own real estate business with your own home mortgage. If you pay attention to the techniques offered by the real estate investing books you would be able to recover it within seven years.

By: Brad Wozny

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Brad Wozny is a real estate investing expert. Let Brad show you how to connect with eager real estate investor buyers & sellers of investment properties. Access private money & creative lending resources. Claim your FREE Strategic Investment Manifesto and Download your 2 FREE real estate investing mp3 case studies.

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How To Find A Good Investment Property

Rental real estate is slowly becoming a good investment endeavor although there are some skeptical few who still thinks that it’s a daunting undertaking. Well we just can’t blame them since searching for a good investment property is really hard. However, for those few optimists rental property is great way to accumulate wealth.

Just like any type of business undertaking it is important that you have a concrete plan or strategy on how you are going to develop your rental real estate into a money-making endeavor. Otherwise, you will end up losing all of your investment.

You need to do some painstaking research and probably have some connections to find a profitable rental property. This is because your objective is to make profit within the shortest time possible. This is also the same reason why you should find a seller that is willing to give you free equity.

Here are some tips to help you get started with your rental real estate business:

You need to have an investment plan since this will help you determine the duration of your ownership of particular rental property. Remember that the longer you own the property, the more you’ll spend on maintenance, repairs and improvements. If you want to make any major improvements on the property, be sure the sale price will be enough to cover the cost. If you are not sure then better not spend too much. Nevertheless, owning the rental estate property for less time would also create more investment risk especially when buying in an overheated market. To compensate for that risk, you need a bigger potential annual return.For many small investors, however, long-term ownership is smart because it allows them plenty of time to outlast any fluctuations in the market — and also since the rental income can be a nice supplementary income in the meantime. Being a landlord is even a rewarding day job for some.

There are various ways of finding properties and these are as follows: hunt properties that are already for foreclosure, you will be able to get some information by means of befriending city hall clerks or bank employees who know of properties that are about to be foreclosed or are already foreclosed; you may also try to contact a real estate agent who’s on the lookout for possible buys; or you may join a local landlord or property owner’s association in order for you to make contacts. And while you’re at it why not ask landlords directly to see if they are willing to selling; you may try looking in newspapers for rental ads or you may drive around neighborhoods in order to search ‘ for rent’ signs.

Get your finances in shape

If you really want to engage in a rental estate property business you need to have a good credit standing — meaning less credit card debt and other consumer debt. You see, lenders usually require bigger down payments, charge higher interest rates and want your finances to be in better shape when you are buying rental properties.

It really pays to have a large cash reserve after buying any property since there might be some needed repairs that rental property may require. If you can afford to set aside at least one month rent for each unit, that’s a good start. You may also try to apply for a line of credit secured either by the property or your own home in order to cover larger costs.

Avoid overspending
The reason why you invest on a rental estate property is for you to gain profits and not to lose every savings you’ve got. Make sure that you still have save enough for your retirement before investing in rental real estate since just like any business wherein you tend to lose some and then win some but just to be on the safe side try to save as much as you could. Better be prepared than be sorry later on.

By: Stu Pearson -

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Stu Pearson has an interest in Business related topics. To access more information on rental property investment or on buy to let investment property, click on the links.

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Key Points To Ira Real Estate Investing

IRA investing in real estate is becoming increasingly popular. There is no way to cover all of the ins and outs of IRA real estate investing in a single article of this length, but I can at least give you some of the highlights.

If you’ve heard or read the success stories, you may be ‘chomping at the bit’, but IRA investing in real estate is not without risks. So, you need to get some education first.

Experienced investors have programs that can help. Of course, advice like that is not free, but if it helps you find good deals and avoid the common mistakes, then it is well worth the cost.

In order to begin IRA real estate investing, you need a self directed account and an account custodian. You should choose someone reliable, with years of experience. They can’t suggest specific deals or anything like that, but they can provide you with some of the education that you need.

For example, the better custodians provide education about prohibited transactions, prohibited investment types and the rules about self-dealing. If you make a mistake, your account could lose its tax free status.

Once you have selected an account custodian, you need to decide how to fund the account. If you currently have a traditional account, you should be able to ‘roll it over’, without penalty, although the bank or brokerage that you are currently using may charge a fee.

This is the best time to consider IRA investing in real estate, because you may have a large amount of un-invested cash. If you can find a few good deals, you can make big profits quickly. Or, if you want a consistent flow of income into the account, you may want to consider a rental property.

There are many options to choose from when it comes to IRA real estate investing. You can buy houses, apartment buildings, raw land, mobile homes, and office buildings or simply finance other people’s homes. But, there are some things that you must avoid.

You cannot sell your own home to your account. You cannot use the account to buy property that you plan to live in at some point in the future. Your sons and daughters cannot rent apartments in buildings that owned by the account. Your parents could not have an office in a building held within the account.

The list of prohibited transactions is relative long, but not complicated, once you think about it. IRA investing in real estate or any other vehicle is designed to benefit your future, not your present day wealth. So, if you benefit from an investment, either directly or indirectly, your account could lose its tax free status.

One of the primary reasons that experienced investors suggest IRA real estate investing is because of the tax advantages. If you sell a property for a profit, there are no capital gains taxes. If the account makes rental income from a property that was purchased with cash from the account, there is no income tax.

So, experienced investors sometimes save as much as 25% by using their retirement accounts. That’s only a few of the advantages of IRA investing in real estate. It’s probably just enough to make you curious.

By: W. Conley

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W. Conley is an advocate of IRA investing in Real Estate as a means of diversifying your portfolio, while maximizing returns. He has successfully invested in Real Estate and has seen fantastic returns on his investments, all of which was done using a proven system. You can read more about the benefits of IRA investing by going to www.iloc-ira-site.com

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10 Tips On Financing Commercial Real Estate

If you are hoping to purchase commercial real estate property, then you are most likely going to need financing in order to do this. That is unless you were born fabulously and independently wealthy. There are certain things that lending institutions expect from those they are getting ready to summarily hand large sums of money to. Hopefully, the following tips will help insure that you get the best possible financing for your commercial real estate investment.

1) Make sure you have all the documents you need and that they are accurate and up to date. You need to have a solid business plan in place with facts, figures, estimates, and forecasts. Lenders are making an investment and taking a huge risk when dealing with commercial real estate. If you don’t have a business plan that indicates that you have put a great amount of time, effort, energy, and thought into your business, they are going to be less than enthusiastic about the prospect of taking that risk.

2) Have money of your own to invest in the property. For most commercial real estate investments you will need a down payment, closing costs, earnest money, and points that may be required. Banks want to share the risk not absorb it. By taking some of the risk upon yourself, you are actually lessening their risks while increasing their confidence in your ability to make good on your debt to them.

3) Have paperwork that shows the solidity of this property as an investment. You need to have your business plan, financial records, forecasts and projections, history of income on the property, and the appraisal of the property when you approach lending institutions. This lets the bank know that you take this venture seriously and that you are organized.

4) Come into the deal with a current appraisal of the property. This can make all the difference in the world. Even if the bank requires you to have another appraisal, it is a good idea to have your own appraisal of the property before you even make an offer on the property. An appraisal will provide you with and unbiased estimate of what the property is truly worth and it will help you determine what kind of risk you are really taking before you’ve put money on the table.

5) You will need financial statements for either yourself or your business. This is a no brainer, but you would be surprised by how many are really shocked when they are asked for this information. Banks are lending you a large sum of money they want to be assured that you are fiscally responsible and somewhat solvent.

6) Have an attorney who specializes in real estate investments go over everything with a fine-toothed comb. You need someone who knows the business and will be an aggressive advocate on your behalf.

7) Be absolutely certain that you can afford to keep your business operating and still make the payments on the business. If you can’t do this, or you aren’t certain of your ability to do so, then either now is not the best time for you, or this is not the right investment for you.

Check with your local small business administration and see what services they have available to first time business investors and/or small business owners. They have a wealth of resources available it would be a shame to miss out on a potential grant or low interest loan simply because you neglected to check with them from the start.

9) Negotiate. You do not have to take the first offer you get. Be an aggressive advocate for yourself and your business. Learn this skill early and it will serve you well in your business.

10) Check out several lenders and go with the one that offers you the best deal. Remember this is a hefty investment and an unfavorable loan could increase the burden greatly.

This is your investment in your future; protect it aggressively. These tips should help you get the financing that is so vitally necessary when purchasing commercial real estate.

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By: Groshan Fabiola

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Building Wealth With Real Estate Investing - Three Simple Strategies

Building wealth with real estate investing is one hot topic that is at the back of everyone’s mind these days with property investment training seminars running advertisements in the major newspapers. This article will highlight three simple strategies to build wealth

Cash Flow Properties

Building wealth with cash flow properties is a simple concept. However, looking for a high rental yield property takes some time and education. Focus on looking for properties in high demand areas with higher than average rental yields. This is critical if you want to ride out the down part of the rental cycle and you want to do a simple maths calculation to see if your current instalment size can withstand the down part of the rental cycle or would it deplete your savings instead. In cash flow properties, you want to find a property that puts a net amount of income into your pocket each month and then go on to find more and more such properties to make you a landlord of even more properties.

Flipping Properties

The best types of properties are those that look run-down but are actually quite easy to spruce up. Spend some time looking for auction and foreclosure type properties which can be spruced up real fast for a quick resale. Do your homework and inspect the house before you buy it because some of them can be real problematic. Take some time as well to figure out the foreclosure and flipping real estate laws in your state because you want to

Land Banking

Land banking is an interesting concept and basically means that you take the risk of the developer’s land bank and when the developer is ready to build and develop the land, he buys it back from you and usually at a few times the rate that he sold the rights to you. This benefits both parties since the developer gets to free up his initial capital and you get a good return on your investment.

In conclusion, we have covered three simple ways that allow you to build wealth with real estate. Take some action today and start seeing your income rise and achieve your lifelong dreams today.

By: Joel Teo

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Joel Teo writes on various financial topics relating to Ahwatukee Real Estate Investment. Signup for his free online Real Estate Investing newsletter today and gain access to the ‘Six Day Real Estate Investment Profits Course’ now at www.realestateinvestment101.info/Ahwatukee.html

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A Key To Your Real Estate Success: Free Online Seminars On Investing

Real estate has become a lucrative profession for those interested in wealth building. However, investing in real estate is not very easy. One wrong move on your part may result into unprofitable or less profitable deal. So you must educate yourself on the various processes, issues, and other significant matters pertaining to real estate investment.

There are various modes of learning about real estateCDs, books, online courses, classroom programs, clubs, etc. Another good way of learning about investment is by participating in free online seminars on investing.

For a profitable investment in real estate, you need to develop a good understanding of the market and the various issues associated with investment. It is always a good idea to seek the advice of experts. These days, domain experts conduct various seminars and courses on investing. These online seminars provide a helpful learning experience that will guide the decision-making process toward the right, profitable direction. Also, they teach you about the appropriate strategies for making your deal a big success.

Free online seminars on investing are a very good and convenient method to learn all about real estate investing. These seminars provide a good platform for verifying the information you know. The best thing about these seminars is that you can watch it whenever you want at your own pace and convenience. Learning and gaining new knowledge of real estate investing is not demanding any more. For those who do not have time to attend regular seminars, free online seminars are a good option.

Before choosing any free online seminar on investing it is very important to evaluate your needs. You need to consider your objective and your expectations from the seminar, as every person’s need is different. Besides, while signing up for any seminar, check whether the seminar is actually aimed at teaching the nuances of the trade or the purpose is just to market the products and services of the promoters of the seminar.

In most cases, the organizers of such seminars try to promote their products such as books, CDs, tapes, etc. apart from providing information. Before buying them make sure that the quality of there materials is good. In addition, finding good, genuine real estate advisors is an important task. You must go for the ones who are experienced and are successful.

Today, the popularity of free online seminars on investing has grown tremendously. Investors from all over the world want to learn and develop good strategies on real estate investment. It is very important to stay updated in real estate investment. Also, it is important to apply the strategies that you have learned. Remember, the more seminars you attend, the better equipped you are to make the right investment decisions.

By: Terry Bryan

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Terry Bryan is an internationally acclaimed martial artist, success coach,
real estate investor and self-made millionaire .
Terry Bryan has been called the “Warriorwiz” and the “Black Belt Investor Millionaire Maker” because of his uncanny ability to use traditional military and martial arts principles in conjunction with business systems and etc.

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Tax Traps For New Real Estate Investors

Perhaps one shouldn’t be surprised that new real estate investors fall into the same tax traps again and again. Real estate burdens investorsespecially new investorswith some tricky tax accounting.

But just because some other newbie makes these mistakes, that doesn’t mean you need to. You just need to know where the traps are so you avoid them. And here are the biggest real estate tax traps you don’t want to fall into:

Tax Trap 1: Passive Loss Limitation

On paper at least, real estate often loses money. Even if the rent pays the mortgage and the operating expenses, the books still show a loss because you get to write off a portion of the purchase price through depreciation each year.
If a rental house that cost $275,000 breaks even on cash flow, for example, you might also get a $10,000 annual depreciation deduction. If your marginal tax rate is 28%, that depreciation should save you $2800 annually.

Sounds sweet, right? Well, it isor should be. Except that the U.S. Congress labeled real estate investment a passive activity and said that, except in a couple of special circumstances, you can’t write off passive activity deductions unless overall you show positive passive income.

This passive loss limitation rule means that many real estate investors don’t get to use tax
saving deductions from real estateor least not annually.

Two loopholes, courtesy of Congress, do exist that let you write off deductions from real estate even if overall you show a loss from real estate investing. If you’re an active real estate investor with adjusted gross income below $100,000, you can write off up to $25,000 of passive losses annually. (If your income is between $100,000 and $150,000, you get to write off a percentage of the $25,000. Ask your tax advisor for the details.)

Here’s the second loophole: If you’re a real estate professional, Congress says the passive loss limitation rule doesn’t apply to you when it comes to real estate. A real estate professional, by the way, is not someone who’s licensed as an agent or broker. The law instead creates a time-based test: A real estate professional is someone who spends at least 750 hours a year and more than 50% of their time working as a real estate agent, broker, property manager or developer.

Tax Trap 2: Capitalization of Improvements

The next mistake that new real estate investors make? Thinking they can write off the amounts they spend to improve the property. Sometimes you can. Often you can’t.
Here’s why: Any expenditure that increases the life of the property or improves its utility needs to be depreciated over the next 27.5 years (if the property is residential) or over 39 years (if the property is nonresidential).

You can’t, therefore, write off the money spent improving or renovating a houseexcept through depreciation.

I’ve seen new real estate investors in tears about this wrinkle. Some investor draws, say, $20,000 from his IRA or 401(k) to fix up some rental. He figures he’ll be able to write off the $20,000 as a tax deduction in the year improvements are made.

No way. Instead, he’ll have to write off the $20,000 at the rate of a few hundred bucks a year over the next three or four decades.

The trick with renovationif you want to call it thatis to keep the property well maintained as you go. Repainting, new carpeting, general repairsthese items should all be all deductions in the year of expenditure (er, subject to the passive loss limitation rule discussed as the first tax trap.)

Tax Trap 3: Missing the Section 121 Exclusion

Here’s the final tear-jerker. And I see it several times a year. Someone decides that rather than sell their principal residence when they ‘move up’ to a larger new home, they’re going to turn the original home into a rental.

This is a disastrous decision most of the time because of Section 121 of the Internal Revenue Code . Section 121 says that if you’ve owned a home and lived in a home for at least two of the last years, you won’t pay any tax on the first $250,000 of gain on the sale ($500,000 of gain in the case of someone who’s married and filing a joint return).
By converting a principal residence to a rental property, you turn tax-free gain into taxable gain if you don’t sell the property in the first three years.

Two quick notes about goofing up the Section 121 exclusion. If you don’t have appreciation in your old principal residence, you’re not losing any Section 121 benefit by converting to a rental.

Second, if you do have a lot of appreciation in your old principal residence and want to use that equity to acquire a rental property, consider this: Sell the old principal residence when you move out so the gain is excluded from taxable income. Then use the tax-free proceeds to purchase another rentalperhaps even the house next door.

By: Stephen L. Nelson, CPA

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California LLC formation expert Stephen L. Nelson CPA has written more than 150 books. Formerly an adjunct tax professor at Golden Gate University, Nelson taught the graduate tax class ‘Choice of Entity: LLC vs S Corporation.’ Nelsons is also the author of the bestselling book Quicken for Dummies, which sold more than 1,000,000 copies. Copyright 2006 by Stephen L. Nelson and www.llcsexplained.com

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Croatia: An Emerging European Real Estate Hotspot

Croatia is an Eastern European success story and a country quickly developing an incredibly exciting real estate market into which foreign investment is free flowing.

Since Croatia achieved independence from the former federal independent communist state of Yugoslavia in 1991 its democratically elected government has worked tirelessly to prove to its own people and the outside world that it is committed to creating an independent and successful country.

As a result, Croatia has joined the Partnership for Peace Program with NATO, the World Trade Organisation and the European Free Trade Association and is now on track for full European Union membership by 2007. All of these facts alone stand to prove the Croatian government’s commitment to creating a competitive country with a successful market economy, and all of these facts have resulted in many major multinational companies relocating European headquarters to competitive Croatia.

Now add to this positive data the fact that Croatia is a stunningly beautiful country with 6,000 km of unspoilt coastline, a Mediterranean climate, mountains, lakes, forests and wildlife in abundance and a rapidly developing tourism industry, and hopefully you can begin to smell the potential!

As a direct result of the foreign investment flowing into Croatia in both the business and tourism sectors the country is becoming more successful, more wealthy and more desirable as a place to live, work, invest and holiday.

It is because of this perfect combination of factors that Croatia is emerging as a European real estate hotspot with demand from holiday makers for hotel and villa accommodation, demand from second home hunters looking for everything from apartments in the major towns and cities to rural retreats in the stunning Croatian countryside and demand from expatriates and international executives for houses and apartments to let.

A real estate investor looking for a secure emerging market with masses of potential for profit should consider Croatia.

For property developers there are substantial opportunities available in the tourism sector with demand for hotel accommodation outstripping supply currently. For those hoping to profit from maximum short term capital gains on real estate there’s the potential to purchase off plan properties and flip upon completion by reselling to the waiting holiday and second home market. Alternatively for those hoping to derive an income from their overseas real estate investments there’s the chance to let out units to the tourism market, the local market and also the expatriate market.

Croatia offers every real estate investor the potential they seek from their property investment.

By: Rhiannon Williamson

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Rhiannon Williamson writes about real estate investment in emerging markets worldwide. To read more of her guides for property investment in Croatia click here.

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Investing Trip For Miami Real Estate

investing real estate is always a great business to begin. I think that people whom are aware of the market’s ways and the market’s ability to go up and down should try to see a brighter picture on real estate. Miami real estate is one market in which I think we can always count on in terms of having a realization on a business. Pointing out the good things that can be seen in Miami real estate is one thing and acting on it is another. Whether you try to invest in commercial, condo residential or even foreclosure property, you should always give it an advance research so that you will know your ways on the market. Let me add that real estate market is a changing market and your earnings can go up one day and down on the other, it all depends on the overall forecast for your area.

Number one thing to keep in mind when looking value at Miami real estate is finding the best location possibility for your real estate investment. We should try to compensate on that and when trying to consider it, one good thing to put faith in is the overall value of the piece. Most people will try to tell you that Miami real estate is this and that but rather than listening try to make an independent assumption on it as well. There are hard facts that can support your investments as well and from that you can always make sure that you always are getting good value on it. Try to manipulate your own market as leeway on making it in the real estate business.

There are a lot of things that you should pay attention and a big part of it is that you can always be on a shell of a market that can easily keep you away on your own investment. The best thing to do on that kind of situation is try to make an honest grab on what’s up with your current market. Be advised that the fact that real estate market is a well-known market to look at is certainly a good start for most people. The truth is real estate investing can be hard but of course can always be a great addition to your business. It can be a great rewarding investment once you know your way and kind of master its process. There isn’t a guessing game in this market so you should be able to do research yourself as well.

It is kind of a good thing to point out but Miami real estate can be your best bet in real estate market because it has shown potential over the years that people tends to make it a good deal in breaking it down into a productive investment to have overall. Most value can be weighed on how you treat your market as a whole. There are quite a few things that you can always show interest on, and I think Miami real estate can always be your best bet on investing into that particular market. Don’t be afraid to get your feet wet in investing in Miami real estate because if you value potential you know that it is the place to be.

Jron Magcale

By: Jron Magcale

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Miami Beach Condos

Miami Condos

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4 Dangers In Flipping Real Estate

If you have recently purchased some real estate for investment purposes, you are in good company. Recent reports suggest that as many as 25% of these purchases are made by those who plan on using the property for investment purposes only. If you hope to “flip” the property there are 4 things you must be aware of that can put a crimp on your profits.

1. Property Taxes. Keep the property for a few years and you may experience a surge in property taxes especially if your taxes are reevaluated during that time. Some hot real estate markets have seen taxes nearly double in just 5 or 6 years.

2. Renovation Expenses. You may have purchased a “fixer upper” at a bargain rate. Once your project is complete will you be able to recover the expenses and make a profit especially if the value of your renovated property is above those in your neighborhood? In addition, can you withstand a correction in real estate values?

3. Insurance and Mortgage Costs. You will pay more for homeowners insurance if you do not occupy the residence and you have tenants. If you are financing the property you know that your mortgage rate is higher as well.

4. Rental Pressures. A market saturated with rentals will mean that the rents you can charge will be less than what you had hoped to receive. In some markets you are required to get special licensing in order to be a landlord. In other markets the legal rights of tenants mean you could have a lengthy and expensive battle in ridding yourself of a bad tenant. Will the lower income levels coupled with the added expenses drag your investment down?

Of course, you can limit your risks [and costs] by doing the majority of the upgrades yourself, appealing excessive property tax increases, and finding for yourself a trusted and dependable tenant. It isn’t easy flipping a home, but with a lot of pluck and determination it can result in strong profits for you.

By: Matthew C. Keegan

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Copyright 2005 — Matthew Keegan is the owner of a successful article writing, web design, and marketing business based in North Carolina, USA. He manages several sites including the Corporate Flight Attendant Community and the Aviation Employment Board. Please visit The Article Writer to review selections from his portfolio.

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